Buyers
Compete with an all-cash offer
Cash to Win purchases the property the borrower wants by making a Cash Offer and then re-sells the property
to the buyer.
This Program Is For Borrowers With:
- Primary, Second, and Investment properties
- Acceptable FICO scores
- Acceptable down payment and reserves
How Our Cash Purchase Program Works
1
Buyer Gets Full Loan Approval
Client gets pre-approved with a certified Cash to Win Loan Officer. This is much more in depth than a pre-qualification as the client obtains underwriting approval.
2
Find A Home
Client goes out shopping with their realtor to identify the home they want to place an offer on. The major benefit here is that the real estate agent can shop with a cash offer.
3
Cash to Win Makes Offer
Cash to Win makes a cash offer on behalf of the client with no appraisal contingency and provides proof of funds to accompany the offer.
4
Offer Accepted
Offer accepted! Borrowers obtain home inspection during the inspection period. If they agree to proceed, borrowers will execute a resale agreement prepared by Cash to Win.
5
Cash to Win Closes On The Property
Cash to Win closes on the property within 14 days. Appraisal is ordered and the Certified Loan Officer continues to process the client’s permanent financing.
6
Buyer Takes Ownership
Cash to Win turns and sells the property to the client who has established permanent financing with a Certified Cash to Win LO and closing is completed.
Cash Purchase Questions - For Buyers
Why is a cash offer better than a traditional mortgage offer?
▶️ Watch VideoCash offers eliminate financing contingencies, reduce closing times, and increase the chances of getting an offer accepted, especially in competitive markets.
Do I need to get pre-approved before using the Cash to Win program?
▶️ Watch VideoYes, pre-approval is required to ensure buyers qualify for the mortgage needed to repurchase the home after the cash offer is accepted.
Can I still negotiate the purchase price if I use the Cash to Win program?
▶️ Watch VideoYes, buyers can still negotiate the price, but cash offers often give them stronger leverage in negotiations.
How does this program compare to bridge loans?
▶️ Watch VideoUnlike a bridge loan, which is temporary financing, a cash-backed offer provides full funding upfront, allowing for a more seamless transition to permanent financing.
What are the costs for using the program?
▶️ Watch VideoCash to Win will gross up the sales price they acquire the property at by 1% for the resale price to you.
There is a daily per diem based on 9% interest only from the date Cash to Win acquires the property to the date you close on your permanent financing to purchase the property from Cash to Win.
Contact Us Today
Let's talk about better options that will give you more leverage as seller or buyer.
"This helped my clients move forward faster and financially secure"